SOPHISTICATED LIFE INSURANCE SOLUTIONS ARE AMONG THE LAST EFFECTIVE INCOME-TAX PLANNING STRATEGIES REMAINING FOR HIGH NET WORTH INDIVIDUALS AND BUSINESSES.


10% OF TAXPAYERS PAY 70% OF OUR NATION’S INCOME TAXES. [Source: Tax Foundation/IRS]

Wealth can take a lifetime to build, and a few lines of tax code to erode without proper planning. Life insurance has long enjoyed unique income tax attributes that can be used to retain, enjoy and transfer wealth without income tax erosion. High net worth individuals and businesses need an experienced partner they can trust to assist with these complex financial products while focusing on obtaining best pricing possible. Cohn Financial Group, LLC (previously CFG Business Solutions) has been the trusted partner of many clients for over 25 years.

Life insurance is a flexible financial vehicle with multiple benefits:

  • An investment vehicle with the potential to build value without income tax on investment earnings and with tax-free access to those investments when needed*
  • An income tax-free death benefit—for estate taxes and/or support for beneficiaries
  • Income-tax-free exchanges among products which can improve performance and reduce costs
  • Life insurance can be “estate planned” so proceeds are also estate tax free

Although it is called life insurance, some may call it wealth insurance. What we do is help our clients preserve and insure their wealth with insurance and estate planning designed to provide tax-free benefits for today and for the future.

*Withdrawals decrease the cash value and death benefit and could be subject to policy limitations and income tax. Product guarantees including the death benefit are subject to the claims paying ability of the issuing insurance company.

Securities Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer, Member FINRA/SIPC. Cohn Financial Group, LLC independently owned and operated.

Disclosures: Securities Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer, Member FINRA/SIPC. Cohn Financial Group, LLC is independently owned and operated.

Cohn Financial Group, LLC and/or its agents are presently licensed to sell life insurance in the following states: AR, AZ, CA (License #0A9725 & #0H33017), CO, CT, DE, FL, GA, HI, IA, IL, IN, KY, MA, MD, MI, MN (License #13414& 40236775), MO, NC, ND, NE, NH, NM, NV, NY, OH, OK, OR, PA, SD, TN, TX, UT, VT, WA, WI, WV, WY. Residents of other states should consult with a local agent for insurance services.

Cohn Financial Group, LLC agents are presently securities registered in the following states: AZ, CA (License #0A9725 & #0H33017), CO, CT, FL, GA, HI, IA, IL, IN, MA, ME, MD, MN (License #13414 & # 40236775), MO, NC, ND, NJ, NV, NY, OK, OR, PA, RI, SD, UT, VT, WA, WY.

The tax and legal references attached herein are designed to provide accurate and authoritative information with regard to the subject matter covered and will be provided with the understanding that Cohn Financial Group is not engaged in rendering tax, legal or actuarial advice. If tax, legal or actuarial advice is required, you should consult your accountant, attorney, or actuary. Cohn Financial Group does not replace those advisors.

SOPHISTICATED LIFE INSURANCE SOLUTIONS ARE AMONG THE LAST EFFECTIVE INCOME-TAX PLANNING STRATEGIES REMAINING FOR HIGH NET WORTH INDIVIDUALS AND BUSINESSES.


Cohn Financial Group, LLC

ANNOUNCING OUR NEW NAME—COHN FINANCIAL GROUP

Founded by Mike Cohn, our company most recently has been known as CFG Business Solutions. We have changed our name to Cohn Financial Group to minimize any uncertainty over who we are and what we do, more clearly defining our leadership and plainly relate the wide range of financial services and consulting solutions that we provide.

The name Cohn Financial Group is direct, clear and understandable. As the new name unmistakably shows, our company continues to be led by the same well-respected industry authority, author and speaker, Mike Cohn. Our management remains the same and we continue to be a member of the elite M Financial Group.

The newly named Cohn Financial Group Services is well-positioned to meet the changing and evolving needs of our agent/broker partners and clients for the 21st century.


10% OF TAXPAYERS PAY 70% OF OUR NATION’S INCOME TAXES. [Source: Tax Foundation/IRS]

Wealth can take a lifetime to build, and a few lines of tax code to erode without proper planning. Life insurance has long enjoyed unique income tax attributes that can be used to retain, enjoy and transfer wealth without income tax erosion. High net worth individuals and businesses need an experienced partner they can trust to assist with these complex financial products while focusing on obtaining best pricing possible. Cohn Financial Group, LLC (previously CFG Business Solutions) has been the trusted partner of many clients for over 25 years.

Life insurance is a flexible financial vehicle with multiple benefits:

  • An investment vehicle with the potential to build value without income tax on investment earnings and with tax-free access to those investments when needed*
  • An income tax-free death benefit—for estate taxes and/or support for beneficiaries
  • Income-tax-free exchanges among products which can improve performance and reduce costs
  • Life insurance can be “estate planned” so proceeds are also estate tax free

Although it is called life insurance, some may call it wealth insurance. What we do is help our clients preserve and insure their wealth with insurance and estate planning designed to provide tax-free benefits for today and for the future.

*Withdrawals decrease the cash value and death benefit and could be subject to policy limitations and income tax. Product guarantees including the death benefit are subject to the claims paying ability of the issuing insurance company.

Securities Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer, Member FINRA/SIPC. Cohn Financial Group, LLC independently owned and operated.

Disclosures: Securities Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer, Member FINRA/SIPC. Cohn Financial Group, LLC is independently owned and operated.

Cohn Financial Group, LLC and/or its agents are presently licensed to sell life insurance in the following states: AR, AZ, CA (License #0A9725 & #0H33017), CO, CT, DE, FL, GA, HI, IA, IL, IN, KY, MA, MD, MI, MN (License #13414& 40236775), MO, NC, ND, NE, NH, NM, NV, NY, OH, OK, OR, PA, SD, TN, TX, UT, VT, WA, WI, WV, WY. Residents of other states should consult with a local agent for insurance services.

Cohn Financial Group, LLC agents are presently securities registered in the following states: AZ, CA (License #0A9725 & #0H33017), CO, CT, FL, GA, HI, IA, IL, IN, MA, ME, MD, MN (License #13414 & # 40236775), MO, NC, ND, NJ, NV, NY, OK, OR, PA, RI, SD, UT, VT, WA, WY.

The tax and legal references attached herein are designed to provide accurate and authoritative information with regard to the subject matter covered and will be provided with the understanding that Cohn Financial Group is not engaged in rendering tax, legal or actuarial advice. If tax, legal or actuarial advice is required, you should consult your accountant, attorney, or actuary. Cohn Financial Group does not replace those advisors.