Businesses & Highly Compensated Individuals

The financial and wealth planning needs of our high net worth clients don’t begin and end at home.  Neither do our expertise or solutions.  Our individual clients are often owners, leaders, or executives of successful companies.  In our executive benefits practice, we bring the same creativity and thoughtful planning to business entities and their highly compensated executives.

Most companies offer group benefits to their employees, such as medical, dental, life, and 401(k).  While extremely valuable, group plans are extremely limited for high income earners.  Companies looking to overcome these limitations and remove the discriminatory effects of group plans should look to customized executive benefits plans.  Whether intended to recruit, retain, or reward, executive benefits plans can be tremendous differentiators for a company’s most valuable contributors.  With our experience in executive benefits planning, and access to unique products through our M Financial Group membership, CFG has the ability to implement the right plans for businesses.

Outside of the benefits space, life products serve a critical purpose in corporate planning.  Privately or closely held companies should have equity buyout or buy-sell plans funded, for life and disability.  Critical employees require key person insurance.  Corporate financing may require collateral assignment life policies.  CFG can help companies de-risk with appropriate strategies.