Disclosures: Securities Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer, Member FINRA/SIPC. CFG Business Solutions, LLC is independently owned and operated.

CFG Business Solutions, LLC is a member of M Financial Group. Please go to www.mfin.com/Disclosurestatement.htm for further details.

CFG Business Solutions, LLC and/or its agents are presently licensed to sell life insurance in the following states: AR, AZ, CA (License #0A9725 & #0H33017), CO, CT, DE, FL, GA, HI, IA, IL, IN, KY, MA, MD, MI, MN (License #13414& 40236775), MO, NC, ND, NE, NH, NM, NV, NY, OH, OK, OR, PA, SD, TN, TX, UT, VT, WA, WI, WV, WY. Residents of other states should consult with a local agent for insurance services.

Variable life and annuity products, as well as other securities products, may be sold in the following states: AR, AZ, CA (License #0A9725 & #0H33017), CO, CT, DE, FL, GA, HI, IA, IL, IN, KY, MA, MD, MI, MN (License #13414 & # 40236775), MO, NC, ND, NE, NH, NM, NV, NY, OH, OK, OR, PA, SD, TN, TX, UT, VT, WA, WI, WV, WY. Residents of other states should consult with a local registered representative for securities products.