COHN FINANCIAL GROUP IS ONE OF A SMALL NUMBER OF U.S. FIRMS WITH EXTENSIVE EXPERIENCE AND UNDERSTANDING OF ULTRA-COMPLEX LIFE INSURANCE.
We recognize that investing in, or acquiring, large amounts of life insurance is different from other transactions, and we are distinctively equipped to handle the complexities.
Tax and legal strategies are complex, as are funding decisions and cost structures. Even the process of coordinating medical and financial underwriting with multiple primary and reinsurance companies is a specialized activity requiring years of experience. Handling those kinds of intricate and multi-faceted responsibilities is where Cohn Financial Group excels.
As a member firm of M Financial Group, Cohn Financial Group focuses on obtaining best pricing for large life insurance transactions.
Cohn Financial Group is a member firm and shareholder of the elite M Financial Group. M Financial, formed in 1978, is a global insurance buying syndicate with over $1 billion in annual revenue. Through M Financial Re, a wholly owned reinsurance company, member firms reinsure a portion of the risks of each policy. M Financial has over $33 billion in cash values and $120 billion face amount in-force (2012).
In 1996, M Financial’s improved mortality (better than industry experience) coupled with better-than-industry persistency and lapses (based on M Financial Re’s actuarial data) was incorporated into a series of lower priced, proprietary products for M member firms, including Cohn Financial Group. Since then, M Financial has continued to innovate by co-manufacturing products with major U.S. life insurance companies to meet the unique tax deferral, performance, flexibility, and pricing needs of ultra-affluent clients.
Our expertise and intellectual capital coupled with our access to M Financial’s proprietary products allow us to customize solutions and services specific to the unique needs of our clienteles.
Cohn Financial Group guides you through the process, to help you avoid multiple pitfalls and road bumps along the way.
We are one of a small number of U.S. companies with expertise in ultra-complex insurance cases, including private placement life insurance and annuities. Our key staff has over 100 years of combined experience and a track record of success. Through our membership in M Financial Group, we have access to proprietary products that come with lower cost structures and are specifically priced for high net worth clients. M Financial Group has the buying influence to obtain the best underwriting decisions from multiple companies. This all helps to avoid undue pricing surprises and unnecessary underwriting delays.